Mediclaim
Comprehensive health insurance coverage to protect you and your family from rising medical costs.
Overview
Medical insurance is essential in today's world of rising healthcare costs. Our mediclaim policies provide comprehensive coverage for hospitalization, medical treatments, and healthcare expenses, ensuring you receive the best medical care without financial stress.
Key Benefits
How It Works
Health Assessment
Evaluate your health status and medical history
Policy Selection
Choose appropriate coverage and sum insured
Documentation
Submit required medical and identity documents
Premium Payment
Pay premium and complete the application process
Policy Activation
Receive policy documents and health card
Why Choose Earnify?
We partner with leading insurance companies to offer you the most comprehensive mediclaim policies at competitive premiums. Our team helps you understand policy terms, exclusions, and claim procedures to ensure smooth claim settlement when needed.
Frequently Asked Questions
What is the waiting period for mediclaim policies?
Initial waiting period is usually 30 days for illness and 2-4 years for pre-existing conditions, varying by insurer.
Can I port my existing health insurance policy?
Yes, you can port your policy to another insurer without losing continuity benefits, subject to acceptance by the new insurer.
Are pre-existing diseases covered?
Pre-existing diseases are covered after a waiting period, typically 2-4 years, depending on the policy terms.
What is cashless treatment facility?
Cashless treatment allows you to receive medical treatment at network hospitals without paying upfront, with bills directly settled by the insurer.