Mutual Funds
Diversified mutual fund investments to help you achieve your financial goals through professional fund management.
Overview
Mutual funds offer a convenient way to invest in a diversified portfolio of stocks, bonds, and other securities managed by professional fund managers. Our mutual fund advisory helps you select the right funds based on your risk profile and investment objectives.
Key Benefits
How It Works
Goal Planning
Define your investment goals and time horizon
Risk Profiling
Assess your risk tolerance and investment capacity
Fund Selection
Choose appropriate mutual funds based on objectives
Investment
Start investing through lump sum or SIP
Monitoring
Regular review and portfolio rebalancing
Why Choose Earnify?
Our mutual fund advisory is backed by comprehensive research and analysis. We help you build a well-diversified portfolio that aligns with your financial goals while optimizing returns and managing risks effectively.
Frequently Asked Questions
What is the minimum amount to invest in mutual funds?
Most mutual funds have a minimum investment of ₹500 for SIP and ₹5,000 for lump sum investments.
What is the difference between growth and dividend options?
Growth option reinvests profits to increase NAV, while dividend option distributes profits periodically to investors.
Can I switch between different mutual funds?
Yes, you can switch between funds of the same fund house, though switching between different fund houses requires redemption and fresh investment.
What are the tax implications of mutual fund investments?
Equity funds held for more than 1 year qualify for LTCG at 10%, while debt funds have different tax treatment based on holding period.